Fidelity 401(K) Login to get retirement benefits

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Follow the steps below:

  • Go to the Fidelity NetBenefits®website at or If you have other accounts with Fidelity (such as a former employer’s 401(k) plan), use that user name and password to access your Dell 401(k) Plan account.
  • On your first visit to NetBenefits, log in using your Social Security number as your user name, then create your own unique user name and password, and set up a security question. Click the link to the Dell 401(k) Plan, and then follow the onscreen instructions to select how much you want to contribute out of each paycheck (between 1 percent and 50 percent of pay, up to annual limits). You can save on a pretax basis, a Roth 401(k) basis or a combination of the two.
  • If you are or will be age 50 or older during the year, you can make an additional catch-up contribution.
  • Choose how you want to invest your savings (either the Core Funds or a Pre-Mixed Portfolio).


Call the Dell Retirement Service Center at Fidelity toll-free at 1-800-466-2900. Hours of operation are 7:30 a.m. to 7:30 p.m. CT, Monday through Friday.


After you enroll, the Fidelity NetBenefits® website is the place you’ll go to check your account balance and fund performance and to conduct transactions.


  • Change your contribution percentage (how much you contribute each pay period).
  • Make a catch-up contribution (if you are or will be age 50 or older in the current calendar year).
  • Request a Rollover Contribution Form to roll over your benefit from another eligible retirement plan into the Dell 401(k) Plan.


  • Change how your future contributions are invested.
  • Change how your balance is invested among the different investment options (reallocate).
  • Update your beneficiaries.

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